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Thoughts & Ideas

Notes on SME credit, commercial cards, and what eight years of payments, ads, and analytics work taught me about building fintech products.

The PM Who Writes Their Own SQL

4 MINS

Eight Years at Google: What Actually Transferred

4 MINS

Why SME Credit Is Still Broken

4 MINS
Background

Balaguru skipped presentations and built real AI products.

Balaguru Sakthivel was part of the June 2026 cohort at Curious PM, alongside 20 other talented participants.